Golf and personal injury claims: are you in the firing line?

A wayward golf shot could cost you and your club more than just the hole if a Court decides you are liable for any injury caused.

In one judgement the Court awarded £400,000 in damages against a golfer and golf club after another golfer lost an eye due to a stray ball. The judge found that both owed a duty of care to the victim.

The judge ruled that the player was 70% responsible for the injury because he underestimated the likelihood of slicing the shot and the risks this would pose to others.

The club was found 30% responsible because it failed to place signs warning people of stray shots on that section of the course.

Are you covered?

Many golf courses have indemnity insurance to cover personal injury claims but this will not necessarily insure players or members.

Always check you are properly insured before you reach the first tee. Otherwise you could find yourself selling your home or using your savings to settle a claim.

Some household policies will cover you for golfing accidents, but check the small print. Otherwise you can buy £5m of cover to play on UK courses for as little as £10 a year.

Verisona Law has specialist Personal Injury and Sports Law teams – and many of us are keen golfers!


Lisa has more than 12 years’ experience of dealing with Personal Injury matters ranging from road traffic accidents to workplace injury and liability. She offers a sympathetic and professional approach to her clients’ problems and advises on funding options (including insurance, Conditional Fee Agreements and Damages Based Agreements.)

Her extensive knowledge of the Civil Procedure Rules, skills in evidence gathering and analysis of liability and causation, and experience in risk assessment and settlement negotiation make her a valuable asset to clients and colleagues alike.

She is also a member of Verisona Law’s Historic Abuse Team and undertakes documentary analysis, work relating to case evidence and the development of legal arguments to secure successful settlements.  She is fluent in German and Persian.

Lisa also has experience in Civil Litigation regarding Debt Recovery, Breach of Contract, and Insolvency Law.

Lisa studied ‘Contract Law, European Law and Employment Law’ as part of her degree in BA (HONS) Business Administration. She has also studied other business subjects, including accounting.

Having completed her degree, Lisa started work for Verisona Law in November 1999 in the Personal Injury department as a Trainee Litigation Clerk and since then has developed extensive skills in relation to personal injury litigation and case preparation.

  • Road traffic accidents
  • Accidents at work
  • Slip and trip claims
  • Occupier’s liability claims
  • Product Liability claims
  • Industrial disease claims
  • Work related upper limb disorder claims
  • Clinical negligence, including amputation claims
  • Cosmetic surgery claims
  • Abuse claims

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