Massachusetts Unemployment Calculator - Quick & Easy Benefits Estimate

Accurate estimate of Weekly Benefit Amount (WBA) using the 2-High Quarter method.

WAGE INFORMATION

📝
ENTER GROSS WAGES FOR THE LAST 4 COMPLETED QUARTERS.
$
$
$
$
#
+$25 per child (Capped at 50% of benefit).

BENEFIT BREAKDOWN

ESTIMATE
Highest Quarter 1 $0.00
Highest Quarter 2 $0.00
Avg Weekly Wage $0.00
Base Benefit (50%) $0.00
Dependency Allow. $0.00
WEEKLY PAY $0.00
Max Duration: ~26 Weeks Total Value: $0.00

*Max benefit capped at $1,105/week (2025).

TOOL SUPPORT OVERVIEW

This Massachusetts Unemployment Calculator is engineered to provide laid-off workers with an instant, accurate estimate of their potential 2025 Department of Unemployment Assistance (DUA) benefits. Unlike simple calculators, this tool applies the specific "Two Highest Quarters" averaging method used by the state of Massachusetts, ensuring you get a realistic figure for financial planning.

WHAT THIS TOOL DOES AND WHY IT MATTERS

🧮

CORE FUNCTION

Automatically sorts your quarterly wages to find the two highest, then applies the 50% benefit formula.

👨‍👩‍👧

DEPENDENCY LOGIC

Calculates the $25/child allowance while strictly enforcing the 50% WBA cap required by MA law.

📅

PLANNING

Helps you determine if your unemployment check will cover your mortgage or rent before the first payment arrives.

⚖️

ACCURACY

Accounts for the 2025 maximum benefit cap ($1,105) so you don't overestimate your income.

PROBLEMS THIS TOOL SOLVES FOR USERS

COMPLEX MATH

Eliminates the confusion of trying to average quarterly wages and divide by 26 weeks manually.

🧩

HIDDEN CAPS

Most people don't know the dependency allowance is capped at 50% of their benefit; this tool enforces it.

⚠️

INCOME SHOCK

Prevents financial shock by showing exactly how much less than your salary the benefit will be.

🔍

WAITING PERIODS

Provides answers instantly while users wait weeks for their official monetary determination letter.

CORE FEATURES AND PRACTICAL BENEFITS

INSTANT SORTING

You enter 4 quarters; the tool instantly identifies the relevant "High Quarters" for the calculation.

📍

MA SPECIFIC

Tailored strictly for Massachusetts DUA regulations, not a generic national calculator.

💰

TOTAL VALUE

Projects the total value of your claim over the standard 26-week duration.

🔒

PRIVACY FIRST

Calculations happen in your browser. No wage data is sent to any server or government agency.

WHO THIS TOOL IS BUILT FOR

👤

JOB SEEKERS

Newly unemployed individuals in Boston, Worcester, and Springfield needing immediate answers.

📝

HR MANAGERS

Human Resources professionals explaining potential benefits to employees during exit interviews.

📊

FINANCIAL PLANNERS

Advisors helping clients adjust their budget during periods of income loss.

🏛️

POLICY ANALYSTS

Researchers estimating the economic impact of unemployment caps in Massachusetts.

To Top