No one ever plans for an accident. You don’t wake up expecting to get hit by a distracted driver or suffer a back injury at work. But accidents don’t care about your plans. One second, you’re going about your life, and the next, you’re in pain, stressing about medical bills and an injury that keeps you from working.
And because this wasn’t your fault, it’s easy to assume that the system is designed to help you. Unfortunately, that’s not how it works. For one, insurance companies exist to generate profits, and paying out large sums is not beneficial to their business. Worse, your employer might downplay your injuries to avoid liability.
“There are cases where your insurance claim is undervalued or denied outright. Maybe the adjuster is arguing your injuries aren’t as bad as you say. Maybe they’re using a loophole to pay you less. Either way, a lawyer fights back,” says personal injury attorney Brandon Kinard of KGS Law PLLC.
These are a few reasons why having a Texas personal injury lawyer in your corner is so important. They know the tricks insurance companies use, they know Texas injury laws, and they know how to fight for the compensation you deserve. This article will break down exactly how they help and why hiring one might be a smart move after an injury.
When Should You Call a Texas Personal Injury Lawyer?
Should you even hire a lawyer after an accident? It’s a fair question. Not every injury requires legal action, and in some cases, you may be able to handle things on your own. If your accident was minor, there were no serious injuries, and the insurance company is cooperating, you might not need an attorney. But in other cases, having a lawyer can mean the difference between getting the compensation you need and walking away with nothing.
Take severe injuries, for example. A broken leg, spinal damage, or anything that requires months of recovery can mean lost wages and endless medical bills. A lawyer can help you calculate not just what you’ve lost today but also what you’ll need in the future.
Truck accidents are another situation where things can become complicated quickly. It’s not just about the driver. Trucking companies, cargo loaders, and even vehicle manufacturers may be responsible, creating a complex legal landscape that you do not want to navigate alone.
Workplace accidents in Texas oil fields, construction sites, and industrial jobs add another layer of complexity, especially since Texas does not require employers to carry workers’ compensation.
And if you wait too long, your case could disappear. Texas law gives you two years to file a claim, but evidence fades, memories blur, and insurance companies drag their feet. The sooner you get a lawyer involved, the better your chances of getting the settlement you deserve.
How a Texas Personal Injury Lawyer Helps You Win Your Case
So what can a lawyer do that you can’t? A lot. A personal injury attorney is someone who has spent years in school, handled countless cases like yours, and knows exactly how to fight for maximum compensation. They know all the tricks insurance companies use to minimize payouts and, more importantly, know how to counter them. Here’s how they help:
- Investigating the accident: Lawyers gather police reports, medical records, and video footage to build a solid case.
- Negotiating with insurance companies: Adjusters often try to lowball victims, but lawyers push back and demand fair settlements.
- Calculating your full damages: Compensation is much more than medical bills. Your lawyer will factor in lost wages, pain and suffering, loss of earning capacity, loss of consortium, and any other damages.
- Taking your case to court if needed: If the insurance company won’t budge, your lawyer is ready to fight in court for full justice.
Final Thoughts
No one expects to be in an accident, but when it happens, the steps you take matter. The legal process can be confusing, and insurance companies might try to pay you as little as possible. A Texas personal injury lawyer helps you make the right decisions to fight for what you deserve.